SAMIRY · FREEDOM

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0
day streak · best 0 · a 25-minute day keeps it alive

The Daily Minimum — 25 min

On a hard day, do ONLY these three. The streak counts these, nothing else.

Today's Habits — Phase 1

⏭ What to do next

Money Position

$2,547
Net salary /mo
$1,611
Budget spend /mo
$936
Saved /mo
Savings rate 36.8% · 50% crossed at $674/mo business income (~9 care plans) · Travel allowance $340/mo — confirm it arrives each month

Update Balances

The Freedom Number

of $273,201 BZD → $911/mo forever (post-mortgage budget). Mortgage clears ~Jan 2034 on its own.

Milestones

Tick when done — the date stamps automatically.

Sunday Review — 30 min

Quarterly Review — 1 hr

First Sunday of Oct · Jan · Apr · Jul.

History

Rewards — earned, not stolen

Paid from the Lump Fund. Locked until the trigger is real. When it unlocks, actually take it — that's the rule.

The Rules (read on weak days)

1 · Pay the gates first, on payday — automated 15th & 30th
2 · Every irregular buy comes from the Lump Fund. Empty = it waits
3 · Business income is invisible until Gate 2 closes
4 · Nothing enters the ledger as "?" — log same-day
5 · Sunday, 30 minutes, no matter what
You saved 29.3% in 2023 on less money. You've already done this. — And: 2 clients ≈ 1 year of your life back; 9 clients = a 50% savings rate.

☁ Cloud Sync — laptop + iPhone

Enter the same two values on your laptop and your iPhone. The app pulls the newest copy when it opens and pushes a second after every change. Newest wins.
Leave blank only if the app and the sync worker are the same worker.